Dairyland Car Insurance Claims

Dairyland Insurance Company is considered to be a nonstandard auto insurer and standard motorcycle insurer. This is due to the fact that they will insure drivers that other insurance companies have deemed too risky. These high-risk drivers can include those with DUI records, multiple traffic violations, multiple accidents, or even youth drivers. Unlike other insurance companies, Dairyland’s auto insurance plans will accept high-risk vehicles such as sports cars or customized vehicles that were modified by their owners.

Dairyland sells auto insurance in 35 jurisdictions. The company uses regional underwriting and claims processing centers, claiming this benefits clients. For example, Washington claims are handled in Phoenix, Arizona while underwriting is handled in Denver, Colorado.

Dairyland Insurance also offers motorcycle coverage with a full range of package options. Dairyland promised that even though it offers insurance policies to high-risk drivers and vehicles, their pricing is still competitive and comparative to other insurance companies that usually reject high-risk consumers.

Dairyland Insurance Company is organized as a mutual insurance company. Though many consumers are wary of mutual auto insurance companies, the company assures consumers that it is there for the public. As a mutual insurance company, Dairyland is owned by its members, rather than shareholders. Basically, the clients and owners are the same people when it comes to being “mutually owned”.

Dairyland Insurance agents promote plans from the company by providing consumers a wide variety of policy options as well as payment plans. Agents tailor auto insurance policies based around the needs and affordability specifications of the consumer themselves. This includes trimming policy benefits to minimum state specifications or incorporating driver limitations to the policy. For example, a policy may exclude coverage of a driver under 25 years of age in order to reduce premiums.

Dairyland Auto Insurance offers a 24 hour claims handling services that is available seven days a week and including holidays. Consumers can file their claims online or call the company’s 24 hour hotline.

History of Dairyland Insurance Company

Dairyland Insurance began in 1953 as Dairyland Mutual Insurance Company. The company has been reorganized in 1965 under the laws of Wisconsin as Dairyland Insurance Company. In 1966, Sentry Insurance took economic control of the company, and it has happen to be a subsidiary of Sentry ever since.

Sentry Insurance’s history begins with the creation of Sentry Insurance in 1904. Members of the Wisconsin Retail Hardware Association made a decision that they wanted to provide the open public with quality and affordable insurance. To this day, Sentry and Dairyland Insurance provide quality and affordable insurance options to family members and businesses throughout the Wisconsin area.

Financial Strength of Dairyland Insurance Company

Standard and Poor’s rate Sentry Insurance with a very strong rating, while TheStreet.com and Fitch Ratings also give Sentry Insurance and their subsidiaries an A+ and “very strong” rating. As of today, Sentry Insurance provides four million shares excellent, but has an estimated growth of over 125 percent.

In 2009, Dairyland Auto Insurance was rated one of the best auto insurance companies by Consumer Reports.

As of 2010, Sentry Insurance is one of the largest mutual insurance companies in the United States and carries assets up to $10 billion dollars. A.M. Best rated Sentry with an A+ and Sentry holds over 1.1 million plans for in auto, living, and supplementary insurance plans.

Neither Sentry Insurance nor Dairyland Auto Insurance is registered with the Better Business Bureau. They are recognized in good position by the claims in which they work, and as of today, Sentry Insurance is located within 40 claims throughout the U.S